My accountant's office called me the other day and let me know that I could amend my 2022 tax return and claim losses due to Hurricane Ian to a primary residence property and a investment property. 

This is a "new world" for me.

Then once you've fixed the property up and at least have it listed for rent you could refinance into a DSCR loan.

Although I do know someone who has guest bedrooms and uses them mainly for in laws visiting from out of town.

I’ve never had a realtor go over one of my inspection reports with me.

Quote from @Justin Sherman: Hello - we are looking at a property in the $600Ks, up down house hack.

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.

I'd pay it & chalk it up to lesson learned.

If your MAGI is below $100K, you may deduct up to $25K of passive rental losses against non-passive income, phasing out at $150K+.

While I couldn't find a good contractor, I can definitely say which ones to avoid 😅 The contractors were the main reason that I had to stop investing.