A lease is any agreement (written or oral. 

., or until they have a low income year, and then convert some or all of their Traditional IRA funds/assets into a Roth IRA. 

Sometimes it's actually as profitable, if not more, to own a larger piece (or all) of a smaller building than to invest in a syndication.

Within that roughly ten thousand dollar marketing budget you're going to find a house that costs between 60k and 90k that needs between 10k and 30k to rehab and have an ARV of between 140k and 150k.You can get a hard money lender to finance the project (only if you have an LLC: they can't lend to people privately says Frank Dodd), Leave most, or all, of your money in savings.

Payments that you make normally fall into one of 3 buckets100% of the payment can be factored in somewhere on the returnPartial payment can be factored somewhere on the return0% of the payment can be factored in somewhere on the returnHouse-hacking also has considerable tax implications in the event that you want to sell this property.You can potentially defer a portion or all of the gain on the investment property with 1031 exclusion.You can potentially exclude a portion or all of the gain on the personal residence with section 121 exclusion

If you can pull out most or all of your cash on the refi and the property cashflows, this may be your best option.

That would let you get most or all of that gain out tax free :)@Jay Mersfelder, if that property is an investment property and not your primary residence it might be eligible for a 1031 exchange. 

Just started house hacking rather informally (oral agreements) with two friends of mine who needed rooms.

But if you get seller financing, then you could get partial or all of the acquisition price at maybe 0-5%.

Is there a deal that can be struck here whereas he retains part or all of the ownership and we share in the profits?