Shopping and area attractions are close by.

They've always wanted two years of tax returns.I know everyone says you "don't need anything" for DSCR loans, but I've always found that you... do.The key difference is of course that your DTI ratio plays no role in qualifying for the loan.I obviously can't speak for OP's experience and don't know who her lender is.Hey Nicholas - most one-stop shop brokers look at lending options other than DSCR.

In my opinion you can't fail unless you don't screen tenants correctly, buy in a bad neighborhood, or get over your head with a rehab.

I would strongly encourage you to shop around for other options for this particular scenario.

Just about any neighborhood within 30-45 minutes of Tampa/St Pete offers solid opportunities for flipping (I know, I know, a realtor telling you everywhere is good to buy :-). 

It's always the new ones that shop you to death and are asking for unrealistic terms. 

I would reach out to Brenna Carles at The Mortgage Shop 

Its a gamble to go the permit route or not in Philly and absolutely matters the neighborhood/your neighbors as they are usually the folks that will call L&I on you OR if your property is near other construction sites where inspectors would be traveling to/from.

Hey Nicholas, C Class neighborhoods in Columbus are more geared towards Section 8 and long term renters.

I recommend you work with a mortgage broker that works with 220+ lenders to help you shop for the best lender for your situation!