Even with the 90% LTC, I still needed to come up with nearly 20k to get into a 75k property after fees and insurance and all that junk, plus since the rehab draws are reimbursements, I needed to come up with the initial 10k for the first draw myself, so that's 30k of liquidity needed for a relatively cheap property. 

For the first four properties that I purchased, the loan officers sent me "initial disclosures" which clearly stated the interest rate expected closing, expected monthly payment etc. 

because I see the initial investments are relatively small. so I would assume with that kind of capital I can buy a lot? 

Initial funding with personal funds is fine.

Alternatively recognize the challenges of being cash neutral at high LTV, the benefits of no longer paying a LL rent, that rates may lower such that you can refi, that over long term there will be appreciation and rent growth so it will at some point have positive cash flow, etc and lower your initial goal of cash neutral. 

Our initial thought is to sell as well as reason we bought it was for that specific reason - also sleep better having less debt

Initially they had  a free version, which allows to manage upto 25 units.Since it is only 1 unit, PM software might be an over kill.

Moreover, the investor that hosted the video conference stated that many of his deals are funded initially with hard money, plus he helped me with the numbers that I was utilizing in the calculator. 

Scenario: If one is to buy a new home to use as a primary residence ( till say Jan 1 2025), fix it up and get it ready for STR use starting Jan 2025 while STRing the initial primary until Jan 1, 2025, then move back to the initial primary and fulltime STR the new property..

That's an initial CoC return of... $1200/$45K, or... 2.67%.And then in month 14 the furnace goes.