Do they have enough skin in the property to prevent them from walking away?

If you don't have required 20-25% at the closing (10-15% is very low for HML - usually they require much more skin in the game unless you are experienced) no HML will close with you.  

Maybe they killed it because of your lack of skin in the game - in combo with the reasons you listed above.

Many buyers paid too much for their homes, didn't understand the underlying mathematics involved, didn't understand the financial instruments they were using, used their properties like ATMs, and didn't understand enough about business and economic cycles to filter through all of the "buy buy buy . . . it's always a great time to buy" noise spewed by many others (including many RE pros) who also were equally clueless.The "no down-payment equals no 'skin in the game'" argument is a non sequitor.

I think the key is eventually we have to jump on a property and get some skin in the game.

Well that's great that you have no skin in the game, but consider these points:+ what happens if you can't rent it for a few months?

For frequent flyers going through the body image scanners a lot, the risk is too much radiation and cancer.Captain Dave Bates voiced the union’s concerns in a letter published by The Atlantic late last week.Bates asks that members be aware “that there are ‘backscatter’ AIT devices now being deployed that produce ionizing radiation, which could be harmful to your health.â€The move follows the detention and suspension of an American pilot who refused to be scanned.Captain Bates suggests that pilots refrain from being put through the scanners and if necessary opt for a pat down by TSA officials instead.“We already experience significantly higher radiation exposure than most other occupations, and there is mounting evidence of higher-than-average cancer rates as a consequence.†Bates’ letter states.Earlier in the year, scientists warned that the machines constitute a potential health risk, noting that the radiation given off by the devices has been dangerously underestimated and could lead to an increased risk of skin cancer.Despite these fears, the blatant violation of privacy laws, and the consistent lies that the authorities have engaged in over capabilities of the machines, Janet Napolitano, head of the DHS, recently announced plans to expand the full-body scanner program even further.In the U.S., travelers can refuse the body scanner and opt for the pat down, however, this option is not offered by the TSA, rather the traveler must declare that they wish to “opt outâ€.A recent New York Times report describes the humiliating turn of events should airline passengers exercise this right, with individuals being singled out and prodded, probed and poked by TSA agents in front of everyone else queuing in the security lines.New pat down procedures have recently been instituted by the TSA, allowing agents to use their fingers and the palms of their hands to feel around breasts and genitalia.

Can you maybe lower your closing cost and/or ask agent(s) (if any) to pitch in so everybody has some skin in the game for the sake of getting it done?

You find properties and find potential buyers and put them together, having never had any skin in the game.Do you agree?

They need to speak with a professional that doesn’t have any “skin in the game” like a fiduciary advisor, CPA or attorney.