I can see for those typing on a cell phone how it would be quicker, but that's about it.

Meanwhile, keep your credit clean and live below your means so that you will have a little nest egg to invest when an opportunity arises.

If that works for you, please reply to this email within 36 hours to accept this appointment and I will then add you to my showing schedule.Also, as a means of courtesy to both our busy schedules, please confirm via text or phone call at least 2 hours prior on the day of the showing to my cell phone (area code and number).I’ve also attached our rental application.

Use a cell phone to communicate.

This is why we try to have multiple banks and not put all our eggs in one basket.

You can reach out via my cell below.

If you could send me a private message I will get you my cell # .

The Financial Functions like PV, FV, Rate, etc. will be needed.I didn't show any of the formulas, but, for instance, in the above, the Mortgage Payment in Cell B15 uses a Formula, PMT.Similarly, the Mortgage Balance when I calculated the Sale of the Property in Cell B20 uses a Future Value (FV) Formula.Anyway, I'm not teaching anymore.

Joas, The chicken or the egg- which comes first? 

So if you've already sold the goose that was laying the golden eggs (over 30k per year) then that's water under the bridge.