All the improvements I am doing is going under this category (new bathroom, new plumbling, new kitchen cabinets, new tile, new flooring, appliances, etc...)I dont know how classify my labor expense.

A lot of owners already panic selling at discounted prices / price cuts.

Hi Guys,I am looking to purchase a property in 38141 zip code in Hickory Ridge-South Riverdale neighbourhood on a single family 3 bed 2 bath room property.

Thanks Hi Mireille, Is the lender charging you discount points on top of the origination fee?

Specifically, bathrooms/showers/tubs.

Stats on the house:Approximately 2400 square ft.1st floor -            - two full bathrooms, 1 large living room (14x16), 1 small living room (10x12), and kitchen(10x12)2nd floor            - One large bedroom (14x16)            - Two smaller bedrooms upstairs, but you have to walk through one bedroom to get to the other.Comps in the area range from 220k - 300k.Rentals Comps would be 1700 - 2200.The front of the house seems like it would be "picturesque" for small venue events. 

It could be ideal for a house hack as there are two separate entrances, each with its own kitchen and bathroom.

The apartment definitely needs work - mold/mildew smell in bathroom, old kitchen appliances, old water heater, zero closet space, minor flooding in the basement, etc.

Should take the opportunity and ask the bank to renegotiate the purchase price at a deep discount? 

The heavy discount for List Source and the skip tracing was a big draw for my interest.