If at all possible, I'd suggest beginning with a house hack because it should cut down your own monthly expenses while you build equity and there are great low down payment programs available for owner-occupied financing.

From my perspective I earn my cut whether that is 50% or whatever is decided by doing those things.

What I have seen most Loan Officers do is split marketing costs, but you can't pay more since that could also be considered a kickback.I have also seen companies have realtor's get licensed as an MLO while they handle most of the transaction for them and pay them a cut since they will be the MLO and Realtor on the loan. 

One project on the edge of “The Hill” area in Augusta which we did little cosmetic work to, sold quickly and above our expected price.

I hope someone else can find inspiration by my story or if you are in similar situation maybe you can take part of what i did and run with it like a pair of scissors in your hand cutting through the mess thats blocking you. 

Seems cut and dry that with limited exceptions JADU can require owner occupancy. 

For lower purchase price Scranton and Wilkes Barre have the edge.

AS @Kevin Sobilo pointed out this is very STATE specific.some states is quite clear cut others it utterly complex.

I think it's still cutting it close and now I have to back track and add up all that time, so re-creating a time log.

The banks were simply cutting those off because they wanted to get rid of the liability."