Our PM received 45 qualified applications.

You need to ask for all information about the tenants right at the beginning of the application process. 

I put a SFR on the market week before last and had 10 high quality applications in 4 days (and I require completion of a free application before I show a property).

You would need new approvals from Regional Planning and Building & Safety for the re-conversion to meet applicable single-family residential development standards under Title 22 (Zoning) of the County Code.”I asked to see the actual covenant document but was given only sample language.

How does it not affect your DTI unless you don't report it on an application; wouldn't that be fraud? 

Now, I did an application on Zillow and it said that the judge said I was guilty and I had to pay 450.

Decide what date works for you to get things buttoned up before you go and be firm.When we evaluate applicants we look to see how long they have lived at various addresses, that tells us more than their words, they will tell you whatever they think you want to hear. 

This will save time and effort for both parties and ensure that the terms of the original lease are still applicable.

unfortunately if the DSCR only principal interest taxes insurance and any applicable HOA or assessments 

We had buyer clients whose coop applications have been rejected for absolutely no reason, so just be prepared and don't take it personally.