College at this point is not a good idea for me, because I have no interest in pursuing a career in medicine, law, or engineering.

ACH is freeTakes about 5-7 days for the funds to hit your bank accountExcelI use an excel spreadsheet to track my check register.

If they pay with a check or ACH, you wait until the payment clears.

But we bought far less cold and flu medicine, in part because social distancing and masks made getting sick a relative rarity.

For my SEO / marketing agency we do monthly ACH drafts on many of our clients.

which comes with more or less head aches? 

Those renting a house today are no more inclined to sue you than they were 20 years ago.When "the man" tells you that you need this medicine consider what angle they are playing from, the man is selling the medicine!

Use a simple medicine cabinet that matches the vanity.The rest of the rooms, living, dining, bedrooms.

My biggest concern would be getting the clear to close, and the ACH payment via Plastiq be declined from either the credit card company or not accepted by the title company.

A bank check or ACH deposit can be cancelled after they move in.I would personally pass, but if you are considering, make sure income, credit and landlord references check out.