I hate blasting it because it makes the deal less exclusive and makes investors feel like they are getting shopped around.

my understanding is that brokers typically first shop deals to  investors whom they've had previous dealings with, then to other brokers in-house, then to the general public. 

Ultimately, you may need to have some serious work done, but you can shop around for someone who is rated well on angieslist or other resources.

-I'm 100% sure she's dead, as I became the reluctant owner of the cat she left behind AND I was there for her body removal by the coroner (hey, I have an exciting life!).

Here, if you can shop for triplexes and fourplexes in the $300k+ range, the cash flow tends to be a lot higher.  

It's equivalent to your car breaking down and needing to being in the shop for a day and costing a few hundred bucks, happens all the time.Towing a car hurts of course, hopefully enough to cause a tenant to pay the rent the promised to pay, but it's not a death sentence, it's not kidnapping children and pets, it's just another fee and hassle to the tenant to motivate them to pay.

Same areas near Hillside shopping complex(Target, Holiday Inn) tend to be B- whereas the rest of the town is a solid C+.

Or should I just shop around at both smaller and larger banks?

Check cashing, pawn shops, liquor stores,.

Shop your listings.