I started out in the architectural field and moved over to interiors to roll up my shirt sleeves and play with texture and color (my two most favorite things next to bourbon and pork belly).

2007 and 2008 showed many many big Real Estate Firms go belly-up!

You can do it buy your self, but with an attorney most of these are on contingent basis.They only get paid if they get your taxes lower, which means you can use them to the fullest and there is not pre payment of any sort.Also they will challenge last two year which will get you a fat refund check if they win you the case.

Plus the 4 months to foreclose in CA means the soonest you could recover your collateral, the collateral with a big fat (most likely foreclosing) senior lien, is 8 months.  

I believe that Maryland requires an "escrow" account to hold security deposits, which I imagine is so that it's kept safe from you or your business' personal creditors in the event you go belly up.  

We are now writing a fat check to the IRS for our capital gains. 

A BIG FAT COMMISSION CHECK.

But now, I really have no desire to get on my fat belly and crawl under a house or to walk on a roof where I might slip and fall and hurt myself.

They got offended and bought the house down the street.Moral of the story: Pigs get fat... hogs get slaughtered.

Most likely it does, to an extent, it makes most people fat, can promote unhealthy conditions or habits!