Not only will it have a negative effect on landlords, I would imagine some owners of single family homes will choose to sell to an owner-buyer, thus reducing the number of rental properties on the market, making it more difficult for renters to find places to rent.

And while I always appreciate someone trying to earn business - you need to take a fellow investors recommendation.  

It reduces your chance of getting tagged as a spammer. 

As long your debt to income ratio isn't preventing you from borrowing more money, buy a rental and use the extra money you earn from that to pay down the highest rate mortgage first. 

How can you earn more to save more? 

YUP the OP is the nightmare client.. he needs to just find his own deals.. agents that work off market do it for a very select group of buyers ( of which I am one in a few markets) we have to earn our way in  not dictate our way in..

However, when you weigh that against the reduced maintenance and energy savings, it can balance out.Longer Lease-Up Time: New construction properties might take a bit longer to lease up compared to established neighborhoods, especially if the area is still developing.5.

So, between the two of us, we earn over $280K.

This allows you to finance the loan's closing costs, which will reduce your total upfront cost.

I think you're missing a key ingredient: how much time do you have to earn your 20%?