I'd like to make this move but worry about the reaction.  

I agree with @Tracy Ross...everyone has different reactions to different levels of mold.

I also think cat owners are different than dog owners in their emotions and reactions.

My reaction is to this new school that seems to worship debt. 

It's kinda wild how consistent their personalities & reactions are to one another.Who's got thoughts on this?

Anyone else in California or other expensive markets that have taken this path, please chime in with some success stories and encouragement.It's funny that my initial reaction to doing this type of thing was "no way", but the more I've educated myself, the process itself is starting to excite me.  

The FDA used to contract out the job of coding the adverse reactions to private companies who would build a database.

The key to answer this question is to understand every micro market would act differently.Tampa,FL has different reaction with Austin which also react very differently than Bay Area.The key here is to understand the trend of the DOM.

I am not a lender so I don't know if that is correct, but that is my gut reaction.

This development is less aggressive than market expectations but still marks a change in direction from prior Fed communications.Market Reactions and Wall Street's Expectations:Following the Fed's announcement, the Dow Jones surged past the 37,000 mark, reflecting the market's response to the rate decision.