What I am suggesting is just that, a suggestion.. you need to determine what kind of life you want to live, then look at the vehicle that is going to best deliver that vision of your life.

So, the way I got into this REI thing is that my wife and I have been talking for a while about finding another investment vehicle...

They reinvest the proceeds into an income producing vehicle and receive the interest income from it.

My wife and I began investing in Real Estate in 2011 as a retirement vehicle to supplement our 401K's, SS, and her pension (honestly we are not relying on SS).

We do full background checks otherwise and put more stock in job history, personal references and the length they have known them and, believe it or not, the condition of the inside of their vehicles.

For me, real estate is a retirement vehicle, a diversification strategy, and a hedge against inflation.

They are requesting that I put 85k down and pay off my vehicle which isn't a problem, I just don't understand why they are requiring so much and my agent has advised me that it could be because I am relocating.

What other markets/investment vehicles to look at?

My objective is to have a space for 1 vehicle in the garage, 1 vehicle in front of the garage door, and then lay a secondary pad aside the existing pad enough for one car to park in front of the house.

My 15k cashlow per month will be after all expenses such as capital improvements, Maint, vehicles and all the other write off s