It is a common misunderstanding by folks that Reg D defines structure.

From an indiviual standpoint, perhaps the current national crisis does not appear to be that bad; but the ripple effect is yet to be felt and when people you know such as neighbors, relatives and friends begin to suffer the effects whether 3 to 7 years from now, surely you will know that you misunderstand/misstate the depth and magnitude that the greedy majority of ill-advised, under-educated irresponsible persons ; their ignorant and careless spending fueled on by the equally careless greedy, ill-advised, over-educated majority of government and corporate management.

Unless I misunderstand the meaning of this thread, have your rental requirements in writing, available on the internet (e.g. via written policy statements), and enforce them uniformly.

Also like to debunk hype, fud and misunderstandings when possible to help naive beginners from suffering unanticipated consequences.

Hopefully I didn’t misunderstand.

This is the biggest misunderstanding landlords suffer and why you will see many posts asking "would you accept this applicant".

This was a misunderstanding.5.

Jim, you misunderstand what's going on.

thanks for the advice I really appreciate it and apologize for the misunderstand... so what do you guys think about Naples... can't wait to hear your thoughts

Your wording is a little confusing so forgive me if I misunderstand, but it sounds like what you are talking about is illegal.