Outside of Agency and bank debt (which typically limit you to 10 investment assets per account), our private bank loans are "asset based", thus no DTI, no limit to the number of properties that you can own. 

Standard agencies will not approve loans for self-employed borrowers who don't have tax returns showing sufficient income.

Look this up on the Federal Housing Finance Agency's site - www.fhfa.gov.Most investors get the first two but miss the mark on researching appreciation rates. 

@Francis Rusnak most of the credit screening agencies have made a few changes that allow easy compliance with this law.

I live in Boston, a very competitive housing market, and it is a standard for real estate agencies to charge a 1 month's brokerage fee when you sign a lease for an apartment through them.

For example, the avg annual home price appreciation rate in Jacksonville, FL is 4.3% per year (source: Federal Housing Finance Agency, www.fhfa.gov.) 

Unfortunately, the internet has made every worker very well-informed in regards to the laws and the millions of dollars workers can get and all they need to say is they breathed in some asbestos, whether or not they really did.The proper thing to do is to get asbestos testing before you smash down plaster walls and get an asbestos clearance from the testing company.In California, the Air Quality Management District is a huge $50 million building with maybe a thousand workers and not one penny of the AQMD comes from a government agency.

Best to turn over to a collection agency and take what you can get, often 0.  

I know the Oregon Agency will shut you down regardless of license or not.

Early discussions have been to manage our own rentals, and have most repairs done by an outside contractor if needed (we both work 9-5 jobs and I own an insurance agency).