That doesn't seem right about having to chase your money - but would need a lot more info to provide a better opinion. also are you investing in one property and is your name secured or you giving an unsecured loan? 

I have a local handyman that helped me hired junk removal company and pest control for the roaches.

Here are the newest trends we see entering the market for 2025, from a company that designs 50+ flips for investors nationwide.1.

The LTV of the loans I’d conservatively gauge at about 35 percent.

Hard money is a type of business loan for non-owner occupying investors.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

We have a 320g tank that is leased from the propane company (like $15 a year).

Brett,I have never heard of that company but any reason why your not using an FDIC Bank or well known lender? 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.