You will pull your hair out with 30 phone calls a day, 29 of which are dead leads.  

Plus, I was getting a hairs on the back of the neck feeling about this whole deal.

Glad to hear you're taking affirmative action and not stuck in analysis paralysis.

I feel like I am splitting hairs here but I just want things to be documented correctly.  

They tell me that because that zip code is considered a "Soft Market" I can qualify for a 5% down mortgage on my own, but since my wife's credit score is a hair below 720, if she is on the loan we would have to put 20% down, all because its flagged as a Soft Market.I threw out a few other zip codes, ones I know both for investing & personal shopping, and all of them came back a flagged for "Soft Markets".

Thank You for affirming the recent mindset I am focused on.  

These landlords are dealing with damage caused by pets AND by tenants who seem to be utter morons (Blue hair dye on the living room carpet.

@Dion DePaoliI appreciate your cautious tone as it affirms that to enter such an agreement all parties need to be informed of the risk/reward scenario.

But be prepared to pull out your hair.

@Joe Spence,use a hair-dryer/heatgun to apply some heat (you do not want to char the floor!!!).