If the virus survives into the warmer months, the Fed will likely lower rates at their meeting in late April. 

Fed is expected to lower rates at their March meeting. 10-year treasury is <1%, could even go lower, which will pull down mortgage rates with it.

The plants and grass right up against the house is an issue, there is almost always going to be some sort of water damage. 

Pen Fed Credit Union.https://www.penfed.org/home-eq...

Hi Lynne,Gunshot alley is no place to raise a family.If you want to move quickly and move up to a nicer lifestyle, there are a lot of LARGE Multi-family apartment complexes in the area.Many will have pools, hot tubs, gyms, dog walking parks, Amazon Delivery boxes, and the freedom from having to cut the grass or maintain the structure, and best of all no property taxes to deal with--all in return for one monthly fee.If this is something you are interested in, go visit a few properties (after dark) and see if they "Feel" safe to you at night.https://www.apartments.com/santa-rosa-ca/Just my 2 cents!  

Interest rates are amazingly low right now and the Fed is likely to lower rates again this year.

The Fed cut the prime by 1/2 a point a few days ago and there has been talk of a 3/4 point more rate cut next week.

The con's; major tax hit beyond the required 20% Fed and 7% +/- State held at withdrawal based on higher tax bracket, substantially lower 401k balance. 

We have a friend who made over $275k last year & literally paid $975 in Fed & State due to legit deductions, tax deferred accounts, by exploiting known legal tax loopholes, & by structuring their finances in such a way to avoid everyday tax liabilities etc etc.Corporations do even better than that as taxes are based on profits NOT revenue. 

I personally prefer Multi-fam best as it presents better cash flow I lacked on single family LTR, is passive income (Schedule E on your fed Taxes) and is less management and work.