The Sponsor needing 5 mil for project in addition to the common equity raise, will be in a preferred equity position ahead of common equity and of course behind the Lender with apparently no legal recourse to foreclose property.

Is there any legal way to invest in this concept without being accredited as an investor per SEC rules?

We are allowing her to find someone to replace it and save money as long as they are licensed and we approve it.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Is it legal in Oneida County in Upstate NY to charge tenants a flat rate for utilities?

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

The legal definition of gross negligence is: "An act marked by total disregard for the rights and/or safety of others, and with complete indifference to the consequences of the act."

Private lenders offer fast approval and flexible terms compared to traditional banks 

They have been approved for a single family home Fannie loan (cannot do FHA because my husband works in the Cannabis Industry and the gov't will not allow).

Legally, in Alabama how long after missed payment can I do a pay or quit notice?