Amit observes the important difference between rates on residential vs commercial properties, and suggests retaining the last residential loan rather than a commercial loan. 

Another observation is that all of the secondary markets saw jumped in rankings, with the exception of Austin.

Since townhouses are sold independently (1 deed per unit) I was curious if by attempting to buy both connecting units if you could structure the loan similar to that of a Multi Family Owner Occupied purchase and observe the benefits of the reduced down payment.I appreciate your feedback.

Happy to meet up with folks and talk real estate (while observing appropriate COVID precautions).

None of the tenants objected to my observations during the walk through.

Read everything you can get your hands on including Rich Dad, Poor Dad, study the Tampa Real Estate Market, join local investing groups online, through FB, however you can, and just ask questions and observe.

It is NOT an "all or nothing" This is not meant to be denigrating in any way, just an observation.

My original observation was a reaction to your claim that margins on closings are slim, in my experience that's generally not true. 

See if you can provide cleaning services to an office a time or two in exchange for shadowing the office workers and observing.

An important observation is that Sch E does not contain a R&M line.