Many universities only guarantee housing for 1-2 years and most of the student body has to rent for the second half of their school career as a result.

Bigger Pockets is the one stop shop for real estate investing.

This is underwriter specific, so if your credit union won't allow it, just shop for another lender.

If you are going to shop the coverage it can get confusing.  

I also agree with J Scott, reducing the scope could result in the reduction of your ARV so itbis keybto shop subcontractors and get better pricing on your kitchen, hardwood floors, and baths.

You should also have been and continually shopping local smaller banks and CU's working with their commercial lender on something that works, if you have some cash saved, a decent job/income, and a good credit score, you should be able to get fix and flip loans fairly easily from a small bank.

I should clarify that I the ARV is provably 105-110 conservatively and the mortgage (if you shop around) could be 80LTV, so your mortgage would be 88K.

See NC REC case file D13-0168 for the grotesque details about what happens when a state governing body hands a convicted habitual felon a license to continue to steal from the public. 

The other draw is Cabela's, which has led to a boom in shopping areas.I also began looking in the Belleville area of Illinois, where my husband and I used to live: some really nice small towns there that are close to Saint Louis, MO.

The CE Shop is also good, plus they offer a lot of continuing ed courses.