Unless this refers to a commercial property (5 or more units), this is incorrect, @Alex Brashears.

I think the OP was referring to finding a new lender.. and or if its Kiavi itself for the refi.. then yes many lenders will NOT refi or loan on STR. 

I would appreciate references to experienced professionals (architects, arborists, GC, surveyors etc.) who can help me negotiate and get permits for a short plat in Bellevue, WA. 

@Ming Li HerreraRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

If you can find a 'prefinished slab' company, you should be able to get a regular size kitchen done in granite/quartz for <$2000.IMHO, it is worth it and can justify a rent increase.

We chat through whatsapp and Discord and we meet regularly.

In reference to the cartels, I have friends in Mexico who say that in certain areas, the cartels are taking properties from foreign buyers with no recourse.

If this is going to be a limited PARTNERSHIP (you references "we"), then you will have to have a partnership return completed separately and earlier (March 15th) and the numbers will be put on a K-1, which then will be put on your normal 1040 which will be due on April 15th. 

New into the real estate game and looking  specific lenders you know of that does hard money lending based off arv instead of luv , would be spectacular if you can as well pm some you would refer thank you :) 

No I have not been in person, and what you are describing is exactly what I'm worried about.I will say that I do have a contractor who I trust to do an honest thorough inspection (I requested several references who all gave positive feedback, and the one property I did ask him to inspect he found a major structural issue and immediately told me not to considering buying it).It seems like when most people run into trouble its because their estimates of vacancy, maintenance, capex were all too optimistic.