If the realtor is unwilling: Go to the seller and ask him to buy it from him All the same questions above straight to the sellerSend her a letter by mail and explain your intentionsGet financing from a Hard money lender: offer cash and refinance it into a regular loan. ** and yes: I don't know how you are arriving at 50k But go see it: based on comparable sales arrive at an ARV (after repair value): then get the estimated rehab cost from a reliable contractor: Then get the ARV $: times 65% : that will give you X: minus repair cost : and that will equal your offer priceFor example: ARV is $100k : times 65% : or 65k minus 20k in renovations: so your offer will be: $45k You can't lose with this formula. 

I have a cousin that lives in Virginia that is as passionate as me in achieving similar goals with REI, we regularly keep in touch to help motivate and make sure we aren't losing sight of goals.

Hello BP Community - What has been your experience with full-time furnished/vacation rentals in San Francisco vs. a regular long-term rental?

Not for newbies.Especially dangerous time for newbies investing OOS TK.I am stopping buying in my area for regular SFR and apartments.

Or just a regular conventional loan.

2) A regular investor would have to pay Capital Gains Taxes right?

Wholesalers can be valuable assets to a flipping business, but generally if they are offering you a deal it's been picked over by their regular buyer list already.

@Johnnie FairAre you referring to regular FHA loans with escrow for minor repairs or 203K loan?

there is a group of us that meet on a regular basis you should come along and meet some folks.  

@Joseph Renteria, if you've been regularly saving, and already have say $30k saved in an account, you should probably ask your BANK directly: Do they have a COMMERCIAL Lending Department, whose job it is to look more closely at the "deal" you want to buy, rather than your already-owned assets/income?