I really like First Tuesday as they try to bring a rational, informed voice to the trade on CA legal matters.

(How creative, LOL...ask me how the city of NOVI was got their name).Now, if you looked at this info above, most outside observers could come to a rational conclusion about property values, areas to buy for rentals,...flip, and so on...and, most would be wrong. 

There are multiple lenders on BP that can advise you on the loan to value ration they utilize.

But if you are asking that question on this forum (as Joe mentioned) then you realize in the back of your mind that you should be thinking more rationally about this than emotionally.

This idea that you'll fight it on the principle is simply a crutch to justify you making a non rational decision.

Rationalization = Losing moneyThe actual cost of the property is the amount of cash you put into the deal. 

You are specifically defining the roles of the parties and the rational behavior of the Buyers in an attempt to make your point.  

You're rationalizing that a larger down payment is getting you a higher cash flow.  

Some pay way to much for convenience of the deal as is well publicized especially in the day when Californians who could not believe they could buy a whole house for 50k.. this is the same mentality of the Aussies heck their transfer tax in AU is as much as these houses in many cases and they rationalize their purchases accordingly...So for this site I think it provides both sides of the equation and the reader lurker can decided to order off the menu either ala carte or the full meal with white linens and full service

I can understand your anger and frustration, but this is the time for a methodical, rational approach and follow each step of the law...not rants, threats and anger.