I have over 13k monthly in rent and it took almost six months last year to get the only debt on the properties refinanced (approx 380k) because they claimed my DTI was not sufficient.

I have sufficient knowledge of real estate investing but don't have much experience. 

Is using a loan servicer sufficient?   

This implies you do not take the extra money obtained in the refi and squander it unless you have reserves to handle a Great Recession event (which this virus may be a GR like event).Take the money now, but if you do not have sufficient reserves consider using it to build those reserves. 

You could get a referral fee legally, and if you bought a sufficiently priced house where there was a larger commission I could buy into giving you one as an agent. 

The idea quantity because even if cash flow isn't great, you are still getting loan paydown, appreciation, and tax benefits.If your goals are slightly more conservative, Leave $10-$20k in the deal instead of taking it out, as a buffer.

I did that so that I could have my demo permit in hand after closing, for example.In your case, I honestly find it odd that your lender finds an issued bldg permit sufficient to provide an increased ARV.

A landlord is obligated to provide sufficient how water to each appliance.  

This is a cost I would rather not incur and I believe an umbrella policy should be sufficient in my current case.Filipe, how do things change in Connecticut under and LLC, specifically evictions?

@Brett Grimm the point at which your net worth and available cash is sufficient to meet the needs of your family if you and your earnings are no longer there.