It just means that your Dad is then on the hook too, and would become a Joint Venture Partner.I don't foresee any IRS problems, unless you were thinking of PRETENDING to the bank that you had mysteriously come across your needed deposit for your next project as a cash windfall, without telling them that you had an OBLIGATION to pay it back!

If in doubt, just bring your guy along with you, and pretend they are your employee, business partner, friend.

Usually collected as part of the application process.Fraud: let’s not pretend it doesn’t happen.

They pretend to go to "charity galas" as they are literally getting rich by NOT PAYING POOR WORKERS and the owner of the company (me) who, admittedly, makes a good living, but still- we earned the money and they are thieves. 

I'm not an attorney and don't pretend to be.

It's not always the "puppies and rainbows" passive cash flow that HGTV likes to pretend it is, lol. 

Pretend you don't have that money. 

Pretend you don’t own any of your properties, they’re all converted to cash, but you have options on all of them.

You didn't put $145k into the 2013 house so you can't pretend you put $145k into the SP500. 

Pretend you don't have it and learn this business first.