People are touring and signing leases the same day because of the urgency to live somewhere.

But there a billion people out there that would disagree with me.4.  

I have found people willing to owner finance their house to me at a lower interest rate.

I'm looking to meet like-minded investors and make new partners with people serious about investing in the New York City area.

So, if it is more of the 2nd on there...I'm sure that some people might comment to "Do This" or "Do That"...but how do you know if any of them are correct?  

Perhaps my current firm at $6,000 is a little more suited for people with a bigger portfolio.We have 4 rentals. 

The reason I am asking is, should I list now, there may not be enough foot fall to view the property, not many people move during cold season?

You'll probably want to look into having your assets held in a living trust or some other kind of trust if wishing to avoid probate in California.As to your question about the mortgage, there's a federal law that the attorney might be referencing that generally protects transfers into a living trust from causing the need to refinance, but would need more details to discern.

Most of that is not really worth much to most people. 

Quote from @Pat Aboukhaled: Chris, that’s a great question, and it’s one that tends to trip people up more often than you’d think.