Before you purchase a property, I would suggest going to your bank and applying for an increase in your credit card and line of credit limits (don't use them, just have more space available).

I don’t need the friend or family card to be played. 

Hey BP,Do any of you use a separate credit card for all your business transactions?

But, if there's enough equity here and the amount you need is fairly small then you might find someone to do it.Credit cards?

@Anthony Bernabei:   If you live outside of Florida or are not currently in Florida: Request that a Division of Real Estate Sales Associate/Broker fingerprint card be mailed to you.

I have had a job for 2 years, I have a credit score of about 720 (only had the card for a little over a year) and I plan to "house hack" the property I (hopefully) get approved for.

It is like a credit card in that, if you have a zero balance then it does not count against you.

I am strongly considering the use of Cozy or Well's Fargo's deposit only ATM card for new tenants the next weeks .

Key bank's rate scares me that it is almost at a rate of a credit card and i assume it is variable and also assume rates will go up.I am not really looking for other financing options other than this for my first deal. any thoughts or suggestions are greatly appreciated. 

I would treat it as if your adding an authorized user to your personal credit card.