To me, these kinds of things might annoy me but only VERY VERY temporarily perhaps for minutes at a time when things occur.

I am trying to understand some things you said here as I am totally new to the commerical grade policy.

I have flipped new homes and townhomes but phased out raising a family and now am focused on utilizing my skills which are building, selling, expanding a circle of influence to focus my effort on the above.

Or just strangers off the street you met at a REI group? 

The site looks like it came back online and it's stunning. 

Out of pocket, it is at least $1000 a year but I think it is worth it in the long run.

Hey @Benjamin Jones -  Fellow Japan-based investor here.  

Would that be, for example, if the PM says, "I manage a duplex for John Smith in Turlock," then I call John as a reference, ask John a few questions, and then ask John the address of his duplex so I can later look it up on the county website and verify if he is the owner?

Quote from @Chris Seveney: We were deep into due diligence on a loan purchase, and everything looked solid.

If you're looking at commercial real estate and considering SBA financing, you need to know the difference between the 7(a) and 504 programs.SBA 7(a) Loan – The Versatile Option✔ Max Loan Size: $5 million✔ Down Payment: As low as 10% (varies by lender and deal structure)✔ Eligible Use: Real estate, working capital, equipment, partner buyouts, business acquisitions✔ Term Length: Up to 25 years for real estate (10 years for other uses)✔ Interest Rate: Variable or fixed, typically Prime + 2.75% (capped by SBA)✔ Key Advantage: Flexibility.