Winterizing primarily covers the plumbing fixtures to keep toilets from freezing, water lines from bursting, etc. when the heat is turned off.

Most likely scenario is a busted pipe from freezing, a fixture left on (or one that won't hold pressure), or an undetected leak from underground.

@Roy N.hahahaha no problem at all mate.Being Australian I am not use to the freezing cold conditions here hahaIt was 10 celsius in Kansas City today.

IMO, it is freezing in there.  

A fixed 30-year mortgage freezes your housing costs and works as a buffer from inflation which is impacting the rental market.Owning property is almost always a good investment.

The student renters that I inherited that didn't have this kind of discussion with are the ones that leave furniture everywhere, oil soaked garages, freeze out the AC units, etc.  

It was freezing when I visited.  

Anyway, because of all that, there are freezes on city-owned properties that are seemingly offered for sale.  

Back to the topic...Here is an article about how many banks (including FNMA and FMAC) will be freezing foreclosures for a couple weeks later this month...this could impact the number of REOs hitting the market come early next year, especially now that they've stopped rubber-stamping the paperwork and will actually have to spend some time catching up to the backlog after the holidays:http://www.mainstreet.com/article/real-estate/foreclosure/banks-suspend-foreclosure-evictions-holidays

You will essentially "freeze" your funds by buying put options to protect you from the downside and then borrow against your account.