Today with so many national,regional,and community banks holding defaulted land deals and half built out fractured projects nobody wants to touch land.If a bank employee put a land deal in front of a loan committee to fund it's a good way to get fired these days.

Should we automatically assume all cracks need to be fixed, or are small fractures fine, but larger ones not so fine? 

I'd really like to know how not to pay through the nose to insure these properties for the short time (less than 6 months) I'll be owning them.

Run the other way from condo conversions/fractured condos. , imo.

Legislators in Albany, for their part, may have cut off their nose to spite their face: the draconian changes will lead to less tax revenue to pay for essential government services.

Others take years, or were sitting right under your nose.

UNDER my nose, my client offer still valid, sold to "friend" I have no idea how they did it, nothing was done to fix.Idea was for buyer to do it all....

., I think you got brown nose with your post above. 

Sometimes the brokers considered me hard nosed.

The maker of the instrument usually doesn't see past their nose.