What's most encouraging is the Mayor's decision to do what's financially best for the City of Philadelphia despite being unpopular by many.

As far as the job goes, if your working and making money, and don't have any financial burdens, just keep plugging away and saving money until you find something else.

Evaluate your financial position and obligations.  

They have much stricter reporting requirements (audited financials and semi annual reports), as well as a much lower barrier cost of entry.

Your choice should align with your financial goals and market conditions. 

It does not need to give all the sensitive information, but it does need to state clearly that the underwriter has reviewed your financial information (income, credit ratio, FICO scores and the such) and has fully approved you for a loan, subject to an acceptable purchase contract and appraisal, as well as have their contact information on the letter. 

@Mary Umoh, have you looked at the basic financials of this conversion?  

Lubbock has a low barrier to entry and has several backup economic drivers by being the primary hub (agriculture, financial, healthcare, material goods, transportation, entertainment) for an area the size of most states east of the Mississippi.

You will spend $10-$20k to put the PPM together and then if you do audited financials that will run you five figures per year as well as tax returns are not cheap with all the K-1's.

Overall, financially a no-brainer.