I can confidently state I can teach the same public FortuneTakers teach during those 3 days.My complaint about the 3 day "insiders workshop" was not that it's content didn't make sense -- please re-read my posts.

@Chris Simmons I just re-read this post and you previously answered this question before I asked it! 

Take a step back and re-read the comments here.Re-skinning the exterior part of the house isn't that expensive and man what a difference it can make.People generally buy the outside of the house ( appearance) to brag to friends and family and the inside for themselves to live in.

After re-reading your original post, I found, once again, that all you did was complain about the system and then set about making a proposal, but, you did not give a case as to why your proposal would work in lieu of what currently exists.

I had to go back and re-read my original post, which was the start of this thread.

I'm rereading John Ms last post and maybe it is because of the investment in the Eurozone that pushed the dollar downward causing the spike that we see in gold/silver here in the US?

(Nuts, reread the thread and Rich beat me to the pun.)

READ and REREAD your HOA by laws.

I disagree that only people who cant qualify for conventional financing use HML.I think if you re-read Richard's post, that is not what he was saying.

I may have missed some other point you made Karen, but reread them, you're not being realistic with your assumptions and tests of what should have been accomplished.