HELOC rates tend to be among the lowest.

However in SC you can hole up towards Big Basin and live among the majestic redwood trees and be quite rural without minus 20 degree weather.we also have to keep in mind with such small populations in some of these states  500 people move in and its a massive % gain.kind of like Bend/Redmond Oregon area.. lots of folks moving in number one % wise in the US  but that's because the base population is so low to start with.. 

Thanks for the shout-out @Wayne Brooks.Yes, that POA should have been recorded among the land records and without it the transfer was deficient.

Crime is 1/3 the national average, property taxes are 49th in the country (making your ROI better than most states), median home cost is better than almost anywhere else, and median income is among the highest in the country because of all of the R&D jobs in science, technology, aerospace and defense industry.Huntsville is a primary nuclear target, so if you worry about that diversification is a great idea, but you can inspect every property, have oversight on construction and property management, and get off market deals more easily.  

These pros do serious market research to predict the future, so if they're still planning to build more, that's a clear signal to me that they don't see an end in sight.I don't see an end in sight, either: Barring an SHTF-type occurrence, it's going to take a national economic downturn to pull back the reins on this fast growth and, even then, the tech sectors will be among the last to cut back.

FHA guarantees loan only and while they do provide guidelines there are variances among the investors that buy the loans

It's a good concept, but it does not stand out among the crowd.

It's really up to them and how the deal is put together if they would bear the cost or somehow pro rate it among the investors. 

I am just glad to finally be in the vicinity of where I am trying to go, among the people who are either trying to get to the same place, or already made it there.

Thank you so much for the welcome, advice, and links to set me on the right path.Every tool in the kit is valuable, but it's my personal belief that connecting and networking is among the most valuable.