@Casey Adams @Clint Jusino There’s a few programs that I utilize routinely for my clients on the 90-day BRRRR refinance for 75-80% LTV.

can utilize the DSCR loan !

If you're utilizing the house hack and low downpayment, I wouldn't think you'd have any issue hitting that target for a Cash on Cash or IRR.

Add in utilities at $200 a month, and you're looking at $2119/month.

Also, we plan to make the farmhouse and growing building/s nearly net zero, which will lower cost of utilities to zero.

And they will look at things like mortgages, insurance policies, bank accounts, personal social media posts that may talk about the house, utility bills, leases signed by you personally, etc in an attempt to pierce the corporate veil.  

If that's the case, the easy answer for "next time" is make sure you have a LL account with your utility provider, which will turn the power over into your name if the tenant disconnects from their name. 

They utilize our expertise, best practices, experience, and our network of professionals.

The HOA fees are often $1000+ per month, but if that covers all utilities and insurance (common with many buildings) these can still pencil out. 

Here are a few I can think of:Make sure you have right of entry and inspections No other occupantsNo pets unless discussedmust keep on utilities at all timesmust change A/c filter monthly unless you are doing soMake sure you have a late fee policyNo additions or alterations to the propertyMust maintain renters insurance