My reply to the other person, doesn't involve you whatsoever.

I had no expectations whatsoever, but she remembered our conversation and she brought us a deal we literally put zero effort into closing on.

I help people write reconsideration of value reports so that they can get more out of the refinance or whatever else they need.You have to remember that appraisers have no incentive whatsoever to arrive at an opinion of value that is equal to or greater than your estimated after repair value.

Even if they only paid 80% of what was owed, with no late fees, that's better than a kick in the teeth.

Ive never met a homeowner who has any idea whatsoever how big their septic tank is.....nor does it matter.

"asking them" to pay it doesn't have any teeth in it.

If there are no vents whatsoever, you will get a mold issue in the attic.

There should be no problem whatsoever getting a hml to approve the deal, each has around 100K in profit after all fees, so there is a large margin of safety to work with.

In Texas, Brazoria, El Paso, Fort Bend, McLennan, Montgomery, and Williamson counties all have recently-filed Recorder's docs that you can search online for free without paying a fee whatsoever.

They are just gambling their clients money with zero effort or strategy whatsoever.