I'd say about sub 20% are truly great, maybe closer to 10%.Finding a truly qualified, legit investor-friendly agent is a unicorn.

That's not a cheap price and I would imagine one would have to have a pretty decent job even in NJ to qualify, and that it would be a nice area and nice house.

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.

Quote from @Lee Leoncio: One thing @Jason Wray failed to mention is that you typically need two years of work history to qualify for a mortgage.

Hopefully this is not some news to you, but sellers are no longer having to pay buyer agent commissions, now is a Choice, which might be confusing, but there is nothing to worry about. still, it doesn't change the fact that to maximize profit, it's wise for sellers to offer a buyer agent commission, attracting more qualified buyers to the listing. and for buyers, the main change is the need for a few extra forms and agreements before viewing properties. 

@John DeanLet’s say you are in the 28% tax bracket - after taxes you are making 5% on that money - how much down payment the borrower puttingWould you be better to sell and collect qualified dividend income?

You also get the benefit of doing a BRRRRR strategy this way instead of buying turnkey properties (which is required to qualify for a DSCR loan). 

I have mowed and taken care of the lot all 8 years we have lived here and it has lived as if we have one acre with our house.Question: if we sell the house to one party and the lot to another do both qualify for the primary residence capital gains exemption?

You'll want to talk to a few local lenders to get a better idea what you'll qualify for and what the terms of the loans are.4.

I'm not a lender but I'm sure once they obtain more information from a buyer & ask the right questions they have a pretty good idea who is qualified and who is not.