Put pen to paper, see if the cash flow, appreciation, risk, reward all work for you or don't work for you.

If you show on paper their benefits it can make that work in your favor as far as getting that loan. 

Not worth the paper they are written on, scams, etc...But, if you were to HAVE to get one for a fourplex, what company would you use?

Not one or two.These things always look great on paper till someone stops paying and you have to spend time and effort to evict them and then remodel the house.

It's like getting a pat on your head and a gold star on your paper from your teacher.

Your second call is to a real estate attourney bc again the nuance involved in filling out the forms is a pain in the *** + you need special legal sized paper with margins of a certain length - lol - I thought I had it all dialed in, brought it to the assessor's office (or whatever city, windowless room it was) and got pinged $85 for the wrong paper size. :) I am currently working on quit claiming our recent purchase into the LLC and after gathering most of the paperwork have just left a message with an attourney so I don't have to go through all those hoops again.

Everything should be in writing...faucet swaps, toilet paper holders, hand towel rings, etc. 

My local go-to Wells Fargo loan officer did a cash-out refi on a 34k SFR for me on a property located in Wisconsin..  

Then all of their paper work they need , it really is a hassle, in some towns I wish I could make the process alot more streamlined.

How is the income being different each month any different on paper then if you had several tenant vacancies.