You could collect on a real debt or sell a vehicle.  

I set up an LLC and while yes it may be hard to get financing you might need to first obtain the property under your name and use the LLC as a holding vehicle for it.

He's making a great return in one of the safest vehicles out there so he's super excited.

As I get more and more profitable rentals, and cars were purchased they would change to hopefully progressively more and more expensive vehicles.

When you look at all the numbers of buy and hold, there's absolutely no way anyone could possibly convince that any other investment vehicle can come close to real estate.  

Would an FHA loan be the best financing vehicle to take?

You are offering people a great investment vehicle that they cannot get through the stock market or savings accounts.

Perhaps even so far as a place where your over reaction to the risk is par for the course with all other one or none bidders.To be clear, if that is the case, where you find yourself consistently being out bid, the underlying problem is not the vehicle by which the loans are found for sale the problem is your default idea of the risk is causing too steep of a discount.  

Don't be lazy taking short cuts thinking you can wheel and deal like some used car dealer, RE is not a used vehicle, it is not just a widget.

She owes $40,000 on a HELOC on her primary residence and about $15,000 on a vehicle.