@Mindy Rosscup, you want a contract that is specific to the laws of your state.

There is also parking per unit and impervious cover that could be an issue.

I have had absolutely no issues.

The stores are supposed to be 24 hours and they’re often closed due to staffing issues.

That's also what the lender told me, it would take too long and thus make me as a buyer less competitive once we're in UW. well just pay cash and refi.. that would solve your issues.

This was my first property, and while it's been a great learning experience, I made several mistakes along the way—ranging from choosing a realtor who was more focused on closing the deal than finding the right house, to having a poor inspection and overlooking issues hidden beneath the surface (literally).

Partnering with a wholesaler sounds fine, but check the real estate licensing laws in your state before bringing a buyer for a commission.You might consider getting your real estate agent's license and legitimately earn what your skills, drive, and experience truly command. exactly wholesaling or bird dogging is not a life time or long time occupation  RE sales can be lifetime and if your any good at it at about year 10 you should be getting all your sales from referrals and such.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

Some lenders may also want to see law and ordinance coverage in your insurance and perhaps a rebuild letter from the city stating that the property could be rebuilt as a residential 4plex if destroyed. 

Sounds like DSCR as mentioned already would be the easiest way for that and wouldn't see any issues with owning/renting.