Same for many of these costs (except title insurance).

Your insurance covers your stuff.

There are ways around it but you have to know regulations before you can insure you are in compliance.

He earned quick money as a wholesaler, and I have a house to keep)Rehab cost: $20k (vinyl floor, interior paint, new dual pane windows, new toilets and bathroom vanities, lights, new landscape, new AC condenser, all done by handyman, spent some extra money for minor plumbing and electric jobs, hydro jet sewer lines, clean up attic (had mice), added some insulationTime spent: 3 weeks (two handymen for the first two weeks, one for the last week)Value after repair: probably around $440kJobs still need to be done later: some dryrots, roof work (it's tile roof, roof doctor quoted me $9k, handyman said probably $5k, home inspector said $15k you can get a new shingle roof.

I would be a stickler about making sure they had the correct insurance.  

Insurance renewals have been almost doubling for us.

The property is owner occupied, with no residential renters, and no commercial renters, what type of property insurance is needed here? 

We're doing our own plumbing now - another 6k or 7k in savings. 

If there is an area where you are not as confident like plumbing, electrical work, etc... then you can always find a subcontractor for that. 

Learn from what happened this time (we are always learning) and add to your lease (ie only registered AND insured vehicles allowed).