I believe Norada is just broker and they have no skin in  game except $$ in sending traffic to TK providers.

Also learning and commanding knowledge of other ways to "skin the cat".

I'm very efficient with Microsoft Excel and could offer some bookkeeping or paperwork catch-up in exchange for your time, knowledge, or skin on a deal. 

That gets under my skin too.

(your own skin in the game).

I normally wouldn't go for the low cash flow, but you don't have any "skin" in the game, meaning low risk.

You have to have tough skin and go through 100 no's to find one yes. 

They tend to charge a much higher interest rate, or at least a decent equity split, since the actual borrower doesn't have much skin in the game.

She also thought there was a potential to split a lot off the property which I have found that is not a possibility by the building dept. or a survey co.My intention was to offer her 130,000, utilize a hard lender for this and 50,000 rehab and I have 50,000 for "skin in the game".

Unless i'm wrong and some banks are now lending 1-4 loans on 5+ unit properties.So most likely you will be looking at 25-30% minimum down payment, as most lenders will also take into account you have no history with RE, so they'll want you to have more skin in the game.