We work with a few lenders that can do a 2nd position but only go to 65% ltv.

Bringing uneven cash flows back to present values to cover debt service and ROI can get to be a complicated issue.

As an agent, there is no reason to wholesale.

Did a lot of the work myself due to budget constraints.

Those buying to mitigate year end taxes for the 80% bonus depreciation.3.

The key is to buy a distressed multi-unit or single-family home with space to rent out, rehab it to increase value, refinance to pull out equity, and then continue living in one unit while renting out the others.

The last thing you want to do is to buy a sub-optimal asset or location where your initial equity down payment evaporates and goes away. 

In markets like Chicago or Baltimore, where there is not much new construction, we will see rents rise faster than inflation. 2) 2026 will see new multifamily deliveries slow to closer to historical lows, though not quite as low as what we saw in the great recession. 

Hi Michelle, I would be more than happy to discuss this with you.  

The best way to confirm is to discuss with the lender exactly for their specific underwriting.