So, as mentioned, don't put much stock in what an asking price is.

I just look at my stock portfolio, my IRA, and my 401k and see my tiny returns and think: 20% whoa!

This is not a hobby or past time, this is a business.Just like when I buy stock, I don't visit the factory or office, I just look at the numbers.

Think what happened to many people at the stock market colllapse of the Great Depression.

Don't put much stock in them.

But you only notice that half way through your stock!

It would be like throwing your money away in the stock market.

To expand a little more, in an S Corp you can receive income as both earned (paycheck) or passive (stock dividends).

I'd also suggest you guys check for a Habitat For Humanity Re-Store, they get building materials donated from the box stores, some scratch and dent but mostly firsts, out-of-stock items keft over too.

.- I pay the $40K + interest (interest rate comparable to that of stock market or other typical $40K investment) within 3 years, at which point the deal will be done, and I'll own the home outright..- If I'm unable to repay the $40K + interest within the agreed upon time, the investor automatically becomes a lienholder on the property and is entitled to his original investment plus a % of equity returned if any (this % is part of my question, what we be reasonable, given that I'm making the monthly payments?)