There's a sucker born every minute.The best way to build wealth is to increase earnings, reduce expenses, save, and invest wisely.

REI wise-- I don't know if it's seasonality, rates, or what, but I'm noticing more DOM than ever in most of my markets, inventory trending up, and some savvy real estate agents getting in front of the price action.

Most of return comes from appreciation so even if your market pricey see if can find anything that is neutral cashflow wise.

As big as you can fit space wise.

@James Wise@Steve K.  

so comparing miami to ohio or kansas or iowa is very wrong in my own opinion, because you are comparing diet coke with unsweetened tea, once the economy created its own pattern of success , comparing it to other town would not be accurate becoz the methodology of understanding the phenomenon has not been researched yet.like california is now the strongest market in usa although price wise it is the second highest and huge pop declines.

I know conventional would be cheaper cost wise, but isn't her husband eligible?

That said, if you’re experiencing difficulties reaching them, it’s wise to pause and seek clarification until you feel comfortable.

If you have rental income, have that applied to the HELOC account as well, dividends, SS, VAdisability, whatever...then instead of putting the money into a bank and getting a very small if any interest on that, you have it taking your average daily balance down on your revolving HELOC....and if your diligent with your monthly bills, the ones besides your mortgage, you can have them deducted once a month...preferably over longer periods of time...utilize grace periods for credit cards and pay them off before they incur any interest charges....if your diligent and utilize this strategy wisely, you can indeed payoff your mortgage much quicker....I am looking at finding a HELOC to replace my 30 year mortgage here in the near future...and the APR on my mortgage is 3.25%.

So percentage wise Jacksonville has seen a crazy amount of new supply being delivered which has affected rents.We also manage a portfolio of new construction homes in Palm Coast and Palm Bay and rents for those homes have dropped $25-75 depending upon floorplan and submarket and they’re taking longer to lease up compared to 2 years ago.A lot of Florida is having similar issues of stagnating or dropping rent, but it definitely depends on market, submarket, asset type, etc.