If they suspend/lose their license, they're dead in the water.

You may have a 1M policy, but 25K for mold limit.Cracked water pipe MAY be covered.

If you think there a leak have all tenants not use any water and find the water meter outside.

The issue I see is smart contracts/tokenized real estate and traditional real estate investors is like oil and water.

Many people have a mortgage on a property where the land value is much greater than the home (aka near the water) and insurance is not able to pay off your entire outstanding mortgage.

Water issues are the most common. 

I ASSUME you’re talking $400+ in extra expenses for providing water, power, sewer, gas, internet, communal area cleaning, and exterior maintenance.

And I did buy 13 lot package in Henry county but it was all sewer and water.. smokin deal 3k a lot held them 2 years and sold for 35k a lot :)@Jay Hinrichs excellent advice - always appreciate your insight!

Community water, and electric are at the street.

The other thing could be tracking what you have had come up on the last 5-10 projects after closing, i.e. the water heater was at the end of life when we bought the last 6 out of the last 10 properties.