The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

The argument is a loan has a payment.

After funding 2,000+ loans across the country I know most lenders will have issues with these 2 things.

I'm a licensed mortgage broker and have closed loans with clients out of the country.

So you are talking about a loan of $200K.

Hi Treza,Not sure where you are in the process there, but when your ready to exercise financing options please reach out, it's very difficult to find a ground up program for inexperienced borrowers without having an experienced GC sign on the loan with you which in turn is not easy to find. 

You would need to let them know you are 2nd lender and want to pay the loan off.

They will go up to 100% loan to value or LTV (or used to). 

@Ryan Daulton,You don't have to buy a house in SDIRA without a loan; you can easily get a loan, but it must be non-recourse.

Meeting a 20% down payment to avoid PMI seems manageable, although would take a big chunk of my liquid net worth, and I prefer this route over using an FHA loan.