![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3179822/small_1738884117-avatar-jennac53.jpg?twic=v1/output=image&v=2)
7 February 2025 | 18 replies
Since you'll be owner-occupying, take advantage of low down payment loans like FHA (3.5%), Conventional (5%), VA (0%), or a 203k loan for renovations.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3101523/small_1731626058-avatar-rogerm170.jpg?twic=v1/output=image&v=2)
7 February 2025 | 2 replies
Below, I outline several incidents that demonstrate the importance of vigilance in this industry.Incident 1: Noble Capital LoansNoble Capital Loans presented itself as a Georgia-based corporation with favorable loan terms.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2411310/small_1647781795-avatar-bruced76.jpg?twic=v1/output=image&v=2)
1 February 2025 | 0 replies
These are the outstanding balances of loans to and from Partners and Related Parties.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3180043/small_1738860341-avatar-paigeg30.jpg?twic=v1/output=image&v=2)
7 February 2025 | 16 replies
.: Joe, HML have a balloon that would be due at the end of the loan's term, commonly 12 or 24 months.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3177819/small_1738438005-avatar-joses415.jpg?twic=v1/output=image&v=2)
4 February 2025 | 1 reply
Sounds like she has a loan on the property still so the only way to get the deed into your name is to have the loan paid off like normal. unless she has an assumable FHA loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2319947/small_1675968418-avatar-blakem182.jpg?twic=v1/output=image&v=2)
5 January 2025 | 4 replies
While sophistication of your equity partners (private money lenders) will vary between residential and commercial, the principle of raising private capital is the same.You need to develop your own system which allows a constant stream of PML even when you don't need the funds and/or don't have an active deal under contract.For example; I raise private capital by offering free educational workshops for people with self-directed IRAs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3176074/small_1738236201-avatar-natem201.jpg?twic=v1/output=image&v=2)
30 January 2025 | 10 replies
However, my debt to income ratio with that home loan, and student loan doesn't look that great currently and I don’t have much for a down payment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/941288/small_1694565296-avatar-maryjay.jpg?twic=v1/output=image&v=2)
21 January 2025 | 6 replies
hi guys,so I have a lot of equity in one of my rentals but the interest rates are super low on it. so I dont want to do a cash out refinance on it because I dont want to lose the 3% interest rate on it.I want to get s...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2347974/small_1707511326-avatar-miker564.jpg?twic=v1/output=image&v=2)
5 February 2025 | 5 replies
Option 3- If they have qualified for FHA; counter the offer to see if they can qualify for low downpayment conventional loan
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2334899/small_1737422522-avatar-marks1132.jpg?twic=v1/output=image&v=2)
3 February 2025 | 15 replies
@Mark Sullivan if you are a buy and hold investor these loans work great.